When should I get pre-approved for a mortgage?

In order to save yourself the heart ache of looking at homes you love, but then find out you can’t afford, we recommend that you get pre-approved for a mortgage before you go out looking at homes in person. The pre-approval process is simple and does not obligate you to anything. You can get pre-approved online in our mortgage center, or if you would prefer to get pre-approved by a mortgage broker, just call us at (800) 231-9153. Most importantly, when you find a home you love and are ready to make an offer, your loan pre-approval will give you an advantage over other buyers because the seller will know you have the financing to successfully close.

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I want to see a house in person. Should I call the listing agent to set a showing?

No, not unless you want seeing houses that interest you to become a full-time job. A Buyer’s Agent can show you any listing on the market, and they will handle all the details of scheduling the showings. With a good Buyer’s Agent like those at COhomefinder, you can see 10 homes in an afternoon, at your convenience, not spread out over a week at the convenience of 10 different Listing Agents.

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Why do I need a Buyer’s Agent if I am only interested in new construction homes?

From the moment that you step inside the sales office or model home of a builder, every person that you come into contact has one goal--to sell you a home at the highest possible price. These folks work for the builder. If you don’t have a Buyer’s Agent, the builder represents you, as well as themselves. Why not get some help on your side? A COhomefinder Buyer’s Agent will fight your interests. Builder’s are committed to offering the same price to all buyers, whether or not they have an agent.

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I am relocating to Colorado. I’m not sure if I should be looking in Aspen or Fort Collins?

Call us at (800) 231-9153. One of our Client Care Coordinators can help you get a feel for where in Colorado you may want to start your search. Our Client Care Coordinators are not REALTORs. They are not high pressure and there is no obligation, but a 5 minute chat on the phone with one of them can get your home search on the right track and save you hours of wasted effort. Trust us, Colorado is a big place, and living in Aspen is a bit different than living in Fort Collins.

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Why are schools a critical factor in buying a home, even if you don’t have children?

The quality of the local schools have a big impact on real estate values in the area. Properties in areas with good schools tend to hold their value in a slow market, and appreciate faster in a hot market.

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